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When buying a home, you should want to pay as little as you need to for as much as you want. A professional Realtor can help you get the best deal. Whatever you do, don't make the mistakes listed below.


Whether you are looking for a place to call home for the long run or are looking for a place to grow your nest egg, you want to pay the best price you can for your property. Getting a better price builds instant equity in your property, and with an expert negotiator at your side, you may be able to acquire your dream home or investment property for less than the seller is asking for it. Unless, that is, you make one of these seven mistakes.

1. Not Consulting a Market Expert

Chances are you're looking to buy in an area you know only in

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Ask the Expert Series

Do credit inquiries affect your credit when buying a home?  Jake Dreyfuss and David Wheeler, Regional Account Executive with Credit Plus discuss how credit inquiries may affect your credit score when planning to purchase a home in Philadelphia. David is a sought-after public speaker and expert in the field of credit scoring.

Transcript:

Jake Dreyfuss: Thank you for joining us for another edition of Ask The Expert. Today we're joined by David Wheeler, regional account executive for Credit Plus.  David, thanks for joining us.

David Wheeler: Any time.

Jake Dreyfuss: Today's topic is this word, inquiries. A lot of times customers come to us, they say, "I'm afraid to get my credit pulled. What happens if I do it? What

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Welcome to 427 Moore Drive! This home was featured on ABC's Good Morning America for a Makeover, and now you get to reap the benefits! 

Click Here To Explore Even More!

NEW Paint, NEW Carpets, NEW Fencing, NEW Deck, many NEW Eco shield Windows, NEW Sewer Pipe, New Gas fireplace, converted from Oil to Gas heat & Central Air and Updated electric panel, just to name some of the updates.
  Enter into the foyer, where you'll find original hardwood floors. To your right is the massive living room with a propane fireplace and brick hearth, and built-in book shelves.    Continue through the archway into the dining room, where you'll be hosting lots of holiday dinners.   A huge kitchen which features white…
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Introducing 667 Woodstown. Built in 2000 on almost two acres, this custom home backs to woods and the front view is of protected open space.

The eat-in kitchen features a tile backsplash, deep under-mount sink, deep cabinet drawers for pot storage, and a tumbled stone tile floor reminiscent of terracotta. Other features include a pantry cabinet, half bath, entrance to the garage and glass sliding doors to the rear patio.

The master bedroom features a cathedral ceiling with built-in audio speakers, a walk-in closet and a sumptuous bath with whirlpool tub and stall shower with double shower heads. 


Conveniently situated at the crossroads of Woodstown-Swedesboro and Russell Hill-Cloverdale Roads in historic Swedesboro, New

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If you remember in Part 1, we looked at the anatomy of your credit score, but where and what is the mysterious database that your lenders are tapping into?  With names that sound like bizarre fantasy characters--Equifax, TransUnion, and Experian--it's no wonder that understanding credit agencies seems like mythology.

But where does that score come from?  Is there some sort of omnipotent credit guru that has seen all of your credit successes and transgressions, ready to judge the terms of your mortgage with the swing of a gavel?  Kind of…

Fair Isaac Corporation developed a score that you might know as a FICO score.  Back to our omnipotent credit guru example for a moment: the low score ("hell" we’ll call it to keep with the example) is 300; on

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As we reach the peak of summer, the temperatures soar, and so can your electricity bill. There are countless online articles and blogs designed to help you lower your utility bills during the summer, but so often, those tips suggest you spend thousands on new energy-saving appliances or a new HVAC system. If you’re looking for ways to save money now by making simple changes, these tips are for you (no new AC required!).

Close Your Blinds

We get it. It’s finally summer and you want to let the sunlight in. However, for the days you’re at work and no one is home to enjoy the bright rays, close the blinds to keep your home or condo cooler.

Avoid The Dryer

Using your clothes dryer or stove can increase the temperature inside your home. To avoid

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Before you start moving walls, adding additions, or tiling a floor, you may want to consider the stress you are under emotionally and financially if you are buying or selling.  Odds are, it seems your world is upside down as it is, so imagine tacking on a major renovation project?

If you are buying or selling a home, the question of whether or not to renovate will, at times, be at the forefront of your mind.  Perhaps you are considering renovations to make your home your own, or to make it more appealing to potential buyers. Either way, there are some things to consider before you grab your sledge hammer and start swinging. For starters, if you’re in the home buying process, you know better than anyone how exhausting and mentally draining

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